- Quick Overview is the world's fastest growing cryptocurrency app, and with good reason. Not only is the app loaded full of features which I will discuss in the article, but has given a big advertising push. In late 2021, they paid $700 million for the new naming rights of the Staples Center - changing it to the Arena for the next 20 years. The Visa debit card with all its benefits is another feature that has led to the increase in popularity of, and it does not seem to be waning anytime soon. Keep on reading to learn about what this crypto app offers, and how it compares with the best crypto exchanges in Australia. Pros & Cons


  • Earn interest on over 40+ different cryptocurrencies
  • Over 250+ coins available
  • Visa debit card - receive cashback in CRO on every purchase
  • NFT Marketplace to buy or sell NFTs
  • Borrow crypto using Crypto Credit


  • No trading on the market, only instant buy and sell
  • High spreads, but they include the fee - no additional commission

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Visa Debit card

The Visa Debit card is one of the biggest drawcards of the app. It is free for users of the app, and you receive benefits based on how much CRO coin ('s native token) you have staked. The minimum amount to stake is $500 worth of CRO, which will give you 1% cashback paid in CRO on any purchases you make with the card, plus 100% rebate in CRO on your monthly Spotify bill. If you stake more CRO, you can access greater benefits, including up to 5% cashback, 100% rebate on Netflix, 10% rebate on Airbnb, and even Airport Lounge Access. The Visa Debit card is loaded with AUD, so you are spending your fiat currency just like a regular debit card, you are not touching any of your crypto, and it means you don't lose any money in transaction or exchange fees. It is a great way to slowly build up your cryptocurrency holdings, as you receive free crypto on every purchase you make with the card.

250+ Coins offers over 250 different coins on their app, which you can easily purchase with AUD using the instant buy functionality. You will find all the most popular coins as well as some smaller ones that you cannot find on smaller exchanges.

Earn Interest on 47 Coins is great for growing the amount of crypto you own, with competitive interest rates on 47 different coins. You can access higher interest rates if you stake over $5000 worth of CRO, which is an added bonus.

NFT Marketplace

NFTs really took off in 2021, and they are still growing in popularity. In December 2021, Under Armour released NFT sneakers to commemorate Steph Curry breaking the NBA 3-pt record. This is a big step into the mainstream, when a widely-known brand ventures into the metaverse. There are no signs of NFTs slowing down anytime soon, and on you can get your hands on your own NFT. Fees & Deposit Methods does not charge a percentage fee on buying and selling crypto, but instead they have their fees built into their spreads. It can be hard to compare fees, but if we look at the results of this real-life test, we can see that is more expensive than Digital Surge and Swyftx, but cheaper than CoinSpot.

To deposit AUD into your app is free using NPP/PayID or BPAY. If you want to purchase crypto directly using your credit/debit card, there will be a 3.50% fee, but it is usually waived for the first 30 days of opening your account. 

Withdrawing AUD from to your Australian bank account is free of charge. Security is a safe cryptocurrency exchange that was established in 2016. They take a no-risk approach with users' funds, securing 100% of customers' crypto assets in offline cold storage, with Ledger Vault's institutional-grade custody. of course has some crypto funds available in hot wallets to allow regular daily withdrawal requests, but these are all corporate assets. is focused on maintaining high levels of security, and in 2020 they were awarded the ISO/IEC 27701:2019 certification, the first cryptocurrency company in the world to achieve this standard. Moreover, they carry insurance for cryptocurrency valued up to $750M which will cover any loss due to physical damage, destruction or theft by a third-party. Summary is a really great mobile crypto app, which is so easy for anyone to get on board with. Buying and selling crypto using AUD is easy as, with just a few clicks required. There are over 250 coins to invest in, and you can even earn high levels of interest, on almost 50 coins. The cherry on top is the Visa Debit card, where you can receive up to 8% cashback in CRO on every purchase, plus many more benefits, such as Airport Lounge Access and higher interest rates on your other staked coins. If you are undecided on a crypto exchange, I suggest you take a read of our article on the top recommended crypto exchanges for Australians (click here), with loads of useful info on the best platforms.

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About the Author Andy Carter

Andy Carter is the CEO of Freedom Dividend, where he teaches you about dividend income that can change your life for the better. As a financial expert, Andy explores securities investing (stocks & shares) with an aim to provide a steady flow of income, enough to sustain you in your life.

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